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Money Smart Week ’14

posted: , by Sonya Durney
tags: Adults | Teens | Seniors

Money Smart Week

msw

Join us in our effort to create a money-smart community. The following events are sponsored by CA$H Greater Portland at United Way of Greater Portland, KeyBank and the Portland Public Library. Please call 207-871-1700, ext. 725 for further information.

 

Credit Report Day, Friday, April 11 12pm- 3pm, Lower Level Meeting Rooms #2, #3 and #4

When was the last time you looked at your credit report? Your credit history (bill payments, credit card and loan debt) can impact your ability to make future purchases, qualify for employment, utilities and housing. Join us to review your free credit report and discover strategies to build good credit. Once you have your credit report, learn how you can multiply your savings with a Maine Family Development Account. Call 207-871-1700, ext. 725 to make your appointment. Walk-ins welcome upon availability.

 

While you’re here, drop in on an informative Money Smart workshop:

Expert Panel: Income and Your Credit, Friday April 11 12:15pm-12:45pm, Lower Level Meeting Room #4

  • A banker’s perspective: become a money management expert
  • A job recruiter’s perspective: build your money management resume
  • A business’s perspective: create a solid money management business plan

To Your Credit, Friday April 11 1:30pm-2pm, Lower Level Meeting Room #4

  • Understand Your credit report
  • Order and read your credit report
  • Tips to improve your credit score
  • Recognize credit repair scams

Charge It Right Friday April 11 3pm-4pm, Lower Level Meeting Room #4

  • Understand credit card basics
  • Know the costs of using a credit card
  • Describe how to use credit cards responsibly
  • Recognize why it’s important to pay more than the minimum payment

Credit Smart for Teens 3pm-3:30pm, Teen Lounge

  • Know basic credit card terms and definitions
  • Understand your credit rating and how it affects your interest rate
  • How to maintain good credit
  • The basics of a spending plan

CA$H Greater Portland is a program of United Way of Greater Portland and the Greater Portland CA$H Coalition: AARP Tax-Aide, Casco Federal Credit Union, CEI, Community Financial Literacy, Goodwill Industries of NNE, Gorham Savings Bank, Internal Revenue Service (IRS), KeyBank, Pine Tree Legal Assistance, Portland Housing Authority, and Women, Work and Community. For more information visit www.cashgp.org.

Money Smart Week® is a public awareness campaign, created by the Federal Reserve Bank of Chicago in 2002, designed to help consumers better manage their personal finances. 


Civic Valentines

posted: , by Kim Simmons
tags: Adults | Government

Last October, the Choose Civility Initiative offered a series of “Civic Writing” lunches, with the intention of supporting public participation through writing — that is, writing letter’s to the editor, op-eds, blog posts — even tweets!  I was so pleased to recently receive an email from a participant who did in fact write a letter and get it published in the Portland Press Herald (read it here, and then consider keeping the conversation going with a letter of your own).

She followed up by noting that once she’d written her LTE, it was easy to convert into a letter to her Senators, too!

We hope her experience is inspiring to you, too.  This snowy Valentine’s Day is a great day to engage friends and families in a civic art / civic writing project — let policy makers and your fellow community members know what is on your heart and mind by making them a Valentine!

For support / inspiration check out these links:

The University of Kansas’s Community Tool Box offers some excellent resources for prompting letters to Legislators and To the Editor.

Portland Press Herald Online LTE form

Use this online site to find out how to contact your  State Senators and Representatives or HERE for the Congressional Delegation  or make and send Valentine’s to the addresses below!

Governor LePage
#1 State House Station
Augusta, ME 04333-0001

President Obama

The White House
1600 Pennsylvania Avenue NW
Washington, DC 20500

If you would be interested in joining a civic writing workshop in the future, share your ideas by emailing simmons@portland.lib.me.us.

 


PPL Cardholders Now Have the “Advantage” with eBooks and eAudiobooks

posted: , by Kathleen Spahn
tags: Library Collections | Online Services | Adults | Teens | Kids & Families | Seniors | Art & Culture | Business

Your PPL library card will now get you expanded access to eBooks and eAudiobooks available from the Maine InfoNet Download Library. Through a program called Overdrive Advantage, PPL has purchased additional copies of in-demand digital books and audiobooks for the exclusive use of our patrons. What does this mean for you? A shorter wait time to download that bestseller you’ve been wanting to read, plus a bigger selection of titles to choose from.

Important tip:  In order to get access to these PPL titles, you will need to sign in to the Maine InfoNet Download Library web site with your library card number as soon as you open the page on your computer or the Overdrive app on your portable device. Once you are signed in, Advantage titles become visible along with all the shared collections with other Maine libraries.

OverDrive Advantage logoYou’ll notice the Advantage icon next to Advantage items.

Patrons can easily browse for titles to borrow and enjoy on Windows® and Mac® computers, or on mobile devices like iPhone®, iPad®, Android™, BlackBerry® and Windows Phone. Users can read eBooks on the go with Kindle® (US only), Sony® Reader, NOOK™ and more. Once the lending period ends, titles will automatically expire and return to the collection. There are no late fees.

If you are new to eBooks and eAudiobooks, we suggest this easy-to-follow video as a way to get started: http://goo.gl/dnkN68

We’re always happy to help with specific questions, so for more information about eBooks and eAudiobooks, contact Portland Public Library’s Technology Center Desk at 207-871-1700, ext. 708, or email: soucy@portland.lib.me.us

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