Join us in our effort to create a money-smart community. The following events are sponsored by CA$H Greater Portland at United Way of Greater Portland, KeyBank and the Portland Public Library. Please call 207-871-1700, ext. 725 for further information.
Credit Report Day, Friday, April 11 12pm- 3pm, Lower Level Meeting Rooms #2, #3 and #4
When was the last time you looked at your credit report? Your credit history (bill payments, credit card and loan debt) can impact your ability to make future purchases, qualify for employment, utilities and housing. Join us to review your free credit report and discover strategies to build good credit. Once you have your credit report, learn how you can multiply your savings with a Maine Family Development Account. Call 207-871-1700, ext. 725 to make your appointment. Walk-ins welcome upon availability.
While you’re here, drop in on an informative Money Smart workshop:
Expert Panel: Income and Your Credit, Friday April 11 12:15pm-12:45pm, Lower Level Meeting Room #4
A banker’s perspective: become a money management expert
A job recruiter’s perspective: build your money management resume
A business’s perspective: create a solid money management business plan
To Your Credit, Friday April 11 1:30pm-2pm, Lower Level Meeting Room #4
Understand Your credit report
Order and read your credit report
Tips to improve your credit score
Recognize credit repair scams
Charge It Right Friday April 11 3pm-4pm, Lower Level Meeting Room #4
Understand credit card basics
Know the costs of using a credit card
Describe how to use credit cards responsibly
Recognize why it’s important to pay more than the minimum payment
Credit Smart for Teens 3pm-3:30pm, Teen Lounge
Know basic credit card terms and definitions
Understand your credit rating and how it affects your interest rate
How to maintain good credit
The basics of a spending plan
CA$H Greater Portland is a program of United Way of Greater Portland and the Greater Portland CA$H Coalition: AARP Tax-Aide, Casco Federal Credit Union, CEI, Community Financial Literacy, Goodwill Industries of NNE, Gorham Savings Bank, Internal Revenue Service (IRS), KeyBank, Pine Tree Legal Assistance, Portland Housing Authority, and Women, Work and Community. For more information visit www.cashgp.org.
Money Smart Week® is a public awareness campaign, created by the Federal Reserve Bank of Chicago in 2002, designed to help consumers better manage their personal finances.
Your PPL library card will now get you expanded access to eBooks and eAudiobooks available from the Maine InfoNet Download Library. Through a program called Overdrive Advantage, PPL has purchased additional copies of in-demand digital books and audiobooks for the exclusive use of our patrons. What does this mean for you? A shorter wait time to download that bestseller you’ve been wanting to read, plus a bigger selection of titles to choose from.
Important tip: In order to get access to these PPL titles, you will need to sign in to the Maine InfoNet Download Library web site with your library card number as soon as you open the page on your computer or the Overdrive app on your portable device. Once you are signed in, Advantage titles become visible along with all the shared collections with other Maine libraries.
You’ll notice the Advantage icon next to Advantage items.
Patrons can easily browse for titles to borrow and enjoy on Windows® and Mac® computers, or on mobile devices like iPhone®, iPad®, Android™, BlackBerry® and Windows Phone. Users can read eBooks on the go with Kindle® (US only), Sony® Reader, NOOK™ and more. Once the lending period ends, titles will automatically expire and return to the collection. There are no late fees.
If you are new to eBooks and eAudiobooks, we suggest this easy-to-follow video as a way to get started: http://goo.gl/dnkN68
We’re always happy to help with specific questions, so for more information about eBooks and eAudiobooks, contact Portland Public Library’s Technology Center Desk at 207-871-1700, ext. 708, or email: email@example.com
I took off my shoes and lined up with a group of ten Portland teens and faced instructors Kimonee and Kianna. “This is a black-belt school,” we chanted in unison. Kianna and Kimonee, two black-belt trained instructors, approached teaching teens self-defense at the library with both a seriousness and a passion for their discipline. The focus was not only on self-defense but also on self-respect. The program attracted a range of library users. Some of the teens were familiar faces to me and others I had never seen before. The first session started out as all boys, but by session four, a third of the participants were female.
Each class started with a series of exercises that involved pushups, sit-ups and jumping jacks. Once our hearts were thumping, we were ready to learn new techniques. Kianna and Kimonee demonstrated their skills against each other, demonstrating what to do when faced with an assailant. Fighting was a last resort and the focus was on how to thwart a predator and to learn confidence in leaving safely from a dangerous situation. It got even more interesting when they brought in props such as (fake) knives and guns. Some teens laughed and others were more serious in mastering the skills to defend themselves as they practiced amongst each other and played the roles of mugger and victim.
Since starting work as the Teen Librarian for the Portland Public Library, I had wanted to do a program that involved something physical. I had two reasons for this. One is that beyond the power of books, the library has enormous potential as a social community place for teenagers. Many of our teen patrons have a common interest in soccer. They communicate and enjoy the company of their friends while playing FIFA Soccer on the library’s XBOX. I wanted to get them away from the TV for a moment so that they could learn something new. I also wanted to offer an activity that was social, but also civil. Such a program would teach ideas of self-respect and empowerment in a way that was fun and not too didactic.
The second reason is that I believe that the library is a great place for self-education. It is a place for teens to try new things, whether it is reading a work of fiction or being introduced to something that might not be offered to them in school. Just as I do not expect someone who checks out a novel to become an author, I do not have the expectation that someone who attends a library program will become an expert in whatever subject the class or activity is based around. Either way, it is an introduction and a jumping off point to get teens excited. The library’s strength is that it can foster a love for self-education, something that should continue for lifelong learners inside or outside of a classroom.
Karate seemed ideal for our library space. No special equipment was needed and teens did not need to come with any prior knowledge. On the other hand, the idea of karate was not a completely foreign one to them, even if they had never tried it. Most teens are familiar with karate whether it is through watching movies, reading manga or learning about it through books. I was lucky enough to find two great instructors willing to help out. Initially I contacted Kianna, a woman in her early twenties, and she suggested that she co-teach the program with her teenage sister Kimonee. Great! The teens responded well to the youthful energy these two radiated. I believe that some teens left the program learning something new. And for those who didn’t, they still had fun and are more likely to visit the library again. Either way, this program was a success and definitely something I’d be happy to offer again.