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Affordable Care Act Resources
OPEN ENROLLMENT FOR 2018 RUNS NOVEMBER 1 to DECEMBER 15, 2017
Starting November 1, you can log in to HealthCare.gov, fill out an application, and enroll in a 2018 Marketplace health plan.
Enroll by December 15, 2017 and coverage starts January 1, 2018.
You can preview Plans and Prices before enrolling. Visit Healthcare.gov and click on Preview Plans and Prices.
Don’t wait until the last minute – start now. Open Enrollment is just six weeks – November 1 to December 15.
Get ready to apply for 2018 coverage
Open Enrollment starts November 1. Until then, here are some ways as listed on Healthcare.gov to get ready:
- Get a quick overview of the Health Insurance Marketplace.
- See if you’ll save on health insurance coverage.
- Learn how to estimate your income for your application.
- Use this checklist (PDF) to gather documents you’ll need.
- Contact the Marketplace Call Center to get your questions answered.
- Visit our Find Local Help page and search by city and state or ZIP code to find trained helpers in your community.
Enroll in a 2018 Health Insurance Plan
Gather your information
Before you enroll in a 2018 Marketplace health insurance plan at Healthcare.gov, gather the information listed below. It will make your enrollment faster and help you find the best plan for your budget.
For every member of your household who’s enrolling, you need:
- If you have a Marketplace account already, your username and password
- A social security card or Permanent Resident Card
- Proof of income, such as W-2 form, 1099 form or pay stub
- Current health plan name and insurance company
- Employer address and phone
- Doctors ‒ list doctors and other health care providers you and your family sees to make sure they are covered by the plan you choose
- Medicines ‒ list medicines you and your family takes to make sure they are covered by the plan you choose
Follow these steps to find and enroll in the right plan for you online at healthcare.gov:
- Create a Marketplace account if you don’t have one yet (to create an account, give your name, address, and other basic information), or log in if you do.
- Fill out an application: Give information about you and your family such as household size and income.
- Shop for plans: Compare health plans side-by-side and see if you qualify for lower premiums (monthly cost of health insurance).
- Choose the plan that best meets your needs.
- Pay your premium: Pay your 1st monthly premium by December 31st so your health coverage can start on January 1, 2018.
The deadline is December 15th for January 1st coverage. There are tax penalties for people who are not covered.
Ways to Enroll
- Online at Healthcare.gov
- By phone: Call the Marketplace Call Center 1-800-318-2596. A customer service representative helps you fill out an application, review your choices, and enroll in coverage.
- With in-person help: Enter your zip code into Find Local Help for certified navigators, assisters, agents and brokers.
- In Maine
- Enroll 207: To learn where you can get in-person assistance with enrollment in Maine Find free help.
- Certified Assisters: The two Certified Assisters agencies in the Portland area are the Greater Portland Health and the Opportunity Alliance. Call (207) 874-2141 ext. 5007 to reach Portland Community Health Center to learn about the new health insurance options. Opportunity Alliance runs the 2-1-1 service and people can call that number to locate sources of assistance. The Certified Assisters cannot recommend one policy over another but can explain the options and guide people through the process.
- Certified Marketplace Navigators from The Opportunity Alliance will be at the main branch of Portland Public Library on Monday afternoons from 1pm-3pm to help patrons locate resources and sign up for health care coverage. Navigators cannot recommend one policy over another but can explain the options and guide people through the process. Assistance from Navigators is free, we are not paid by insurance companies and we protect your personal information.
On March 23, 2010, President Obama signed the Affordable Care Act. Read the complete text of the Patient Protection and Affordable Care Act.