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Affordable Care Act Resources

Affordable Care Act 2016 open enrollment is from Nov 1, 2016 to Jan 31, 2017.

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About the Health Insurance Marketplace

Health Insurance Marketplace (healthcare.gov) is the primary tool for learning about the Marketplace, and to shop for and enroll in plans. The website serves both consumers who are looking for coverage and small business owners who have access to SHOP Marketplaces. For other languages, visit the language resource center.

A new feature of the website allows consumers to get an estimate of their total costs under different health plans, depending on whether they expect to use a low, medium, or high volume of medical services in 2016. Consumers can begin purchasing plans Tuesday, November 1st. Visit the How to apply & enroll section at HealthCare.gov for complete information and to enroll in coverage. Here are some things to keep in mind:

  • The Health Insurance Marketplace is for people seeking insurance or who are uninsured.
  • The Marketplace is a new way to find quality health coverage. Use it if you don’t have coverage now, or if you do have coverage but want to look at other options.
  • When a consumer searches for health plans on the federal website, the results are listed in order of price — the premium — from the cheapest to the most expensive.
  • The Marketplace simplifies your search for health coverage by gathering the options available in your area in one place. You can compare plans based on price, benefits, and other features important to you before you make a choice.
  • Insurance plans in the Marketplace are offered by private companies. They cover the same core set of benefits called essential health benefits.

What Can You Do to Connect a Person to Affordable Health Insurance?
Many people don’t know that in 2016, 85% of people who signed up on the Marketplace received financial help. Know someone who needs local help? There are hundreds of locations statewide where people can find free local help enrolling. Go to enroll207.com to find help and get an appointment now. The deadline is December 15th for January 1st coverage. There are tax penalties for people who are not covered, contact one of the following organizations for more information.

Maine

Enroll 207: To learn where you can get in-person assistance with enrollment in Maine / Email us at info@enroll207.com.

Certified Assisters:  The two Certified Assisters agencies in the Portland area are the Greater Portland Health and the Opportunity Alliance. Call  (207) 874-2141 ext. 5007 to reach Portland Community Health Center to learn about the new health insurance options. Opportunity Alliance runs the  2-1-1 service and people can call that number to locate sources of assistance. The Certified Assisters cannot recommend one policy over another but can explain the options and guide people through the process.

Certified assisters from Greater Portland Health will be at the main branch of Portland Public Library on Friday mornings from 10am-noon to help patrons locate resources and sign up for health care coverage.

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Find free help

Toll-Free Consumer Call Center for the Marketplace

Telephone assistance for the Health Insurance Marketplace is available 24/7

  • Individuals should call 1-800-318-2596
  • Small businesses should call 1-800-706-7893

Other:

On March 23, 2010, President Obama signed the Affordable Care Act. Read the complete text of the Patient Protection and Affordable Care Act.

2016 Marketplace Affordability Snapshot.

For information about how the Marketplace affects Medicare & Medicaid, see the Centers for Medicare & Medicaid Services.

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